Nº 12Spring 2020
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In this issue...
  • Editorial

    Editorial

    Editorial

    We have already been working on prevention for several years but perhaps, given that in the last few months of 2019 and those coming into this year we have had to cope with a great many losses from natural events, such as the major low-pressure areas that have caused huge floods, the need for prevention has been put into even sharper perspective.

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  • Prevention, protection, preparation and repair: measures to reduce flood risk along the axis of the Ebro

    Prevention, protection, preparation and repair: measures to reduce flood risk along the axis of the Ebro

    Contributions

    On the middle stretch of the Ebro, the recurrence of the flooding phenomenon and the economic and social impact of water level rises set the river basin authority to work in its quest for innovative action to curb the adverse effect of flooding a long time ago.

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  • Pilot cases for adapting to flood risk

    Pilot cases for adapting to flood risk

    Contributions

    Having publicised its Guides to adapting to flood risk, the Directorate General for Water at the Ministry for the Ecological Transition and the Demographic Challenge is working on a set of pilot cases for adapting to flood risk. These seek to put the concepts in the guides into practice, pick out the general lines of action to apply to buildings according to their purpose, location and constructional attributes, and draw together good practices.

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  • Climate change on the coast and adaptation measures

    Climate change on the coast and adaptation measures

    Contributions

    The coast is the first line of defence against the effects of climate change on the oceans and is, perhaps for that very reason, all the more vulnerable to its pernicious effects. It thus transpires that on the coast we encounter an interesting store of proof of how society can implement adaptation measures satisfactorily.

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  • Rain flooding in Spanish urban zones: a damage estimation model based on adjustment experience

    Rain flooding in Spanish urban zones: a damage estimation model based on adjustment experience

    Contributions

    According to the European Environment Agency (EEA, 2019), total reported economic loss from extreme climate events in Europe for 1980-2017 amounted to approximately 435 billion euros, of which 37 billion was in Spain.

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  • Natural assurance schemes: moving earlier in the risk management cycle with nature based solutions and strategies

    Natural assurance schemes: moving earlier in the risk management cycle with nature based solutions and strategies

    Contributions

    The (re)insurance industry is a critical actor to engage and to understand its current and potential contributions to the assessment of what we have called Natural Assurance Schemes (NAS).

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  • The concept of a

    The concept of a "traffic event" in EU jurisprudence

    Reviews

    To be able to refer to an accident as covered by the Law on civil liability and insurance in the use of motor vehicles, which was endorsed by Royal Decree-Law (RDL) 8/2004 of 29 October (the "LRCSCVM" for the Spanish), it must be categorised as a "traffic event" caused by a "motor vehicle". If these two circumstances are not attendant, the special regulatory framework that is established in the LRCSCVM and its regulations does not apply.

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  • OECD report on

    OECD report on "Responding to the COVID-19 and pandemic protection gap in insurance"

    Reviews

    This is a timely note that gives context to all the issues currently on the table in the debate on how to respond from an insurance standpoint to this type of risk which had never previously risen up with such force in our life-times.

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  • Living in interesting times

    Living in interesting times

    News

    There is a more or less apocryphal legend which suggests that the ironic aphorism "may you live in interesting times" originates from a 17th century Chinese curse. Whatever its source, the fact is that the present at the Consorcio de Compensación de Seguros (CCS), both for the institution and those who are part of it, has been an almost continuous stream of "interesting times" over the past few months.

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