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General information

In compliance with the Law 34/2002, of the 11th of June, on Information Society and Electronic Trade Services (hereinafter LSSI in its Spanish initials), we would like to inform you that CONSORCIO DE COMPENSACIÓN DE SEGUROS E.P.E., with Fiscal Identity Code Q2826011E, and telephone No. 91 339 55 00, with registered address at Paseo de la Castellana nº 32, 28046, Madrid, is the owner of the website:
E-mail address: [email protected]

Purpose of the website and general conditions of use

Consorcio de Compensación de Seguros places at the disposal of Internet users this website for information purposes.

The contents of this website belong to Consorcio de Compensación de Seguros. It may be consulted free of charge, allowing documents to be downloaded and pages to be copied, whenever the source and the date of the download or copy is quoted and on the condition that the contents are not altered or manipulated. Under no circumstances is the marketing of any of the website's contents by third parties authorised, whatever format or type of distribution is used.

The publications by the Consorcio de Compensación de Seguros electronically housed on the website are for free downloading (not for selling) and for all purposes they have the nature of publications edited by the Consorcio de Compensación de Seguros, whenever the user retains their integrity and the content is not modified or the appearance altered.

The texts, in which the contents of the website are distributed, including the legal texts, are exclusively for information purposes and lack any legal validity.

In the case of users not agreeing to submit to the conditions laid down here, this website should not be used.


Authority for modifications

At any time, Consorcio de Compensación de Seguros, as the owner of the website, without giving any prior notice, may modify these conditions by way of the publication of these modifications on the website for user information purposes, to improve the contents and give a better service to users.

Intellectual and industrial property

All the contents that are shown on and, in particular, designs, texts, graphs, logos, icons, buttons, software, trade names, brands, industrial drawings or any other signs that could be used industrially and commercially, are subject to the intellectual or industrial property rights belonging to Consorcio de Compensación de Seguros or, if such is the case, to the third party owners of these who have correctly authorised their inclusion on the website.

Regarding the contents of this website, under no circumstances will it be understood that any licence is granted or that any waiver or transfer of rights (either totally or partially), on the subject of intellectual or industrial property has been made.

Consultation is free of charge in both directions and users may download documents and copy pages whenever the source is mentioned, alongside the date of the download or the copy, and with the condition of not altering or manipulating the contents. Under no circumstances is any authorisation granted for the marketing of any content from the website by third parties, regardless of the format or distribution type.   

Third party portals that contain hyperlinks from this website must allow free access and free browsing with no restrictions throughout the website, without altering the content and/or appearance. The establishment of these links by third parties must not be understood as expressly authorised and in no case does it necessarily imply the existence of any kind of relations between us and the aforementioned third party. No liability will be accepted in relation to the content, the purpose, the reliability or the use of websites that make up these hyperlinks. In any event, these websites must not show illegal content, or content that might be contrary to the standards of decency and public order or that could be detrimental to the rights of third parties. Use that is fraudulent, contrary to the rights and detrimental to Consorcio de Compensación de Seguros or to third parties on any part of the website could give rise to the exercising of the legally corresponding actions by the Consorcio de Compensación de Seguros.

User obligations

In general, users are bound to fulfil these conditions of use and if such is the case, any particular conditions that could be applicable, as well as fulfilling the special warnings and instructions contained in them or in any other place on the website and to always proceed in accordance with the law, decency and to the requirements of good faith, using the diligence that is suitable for the nature of the service, abstaining from using the website in any way that could prevent, damage or deteriorate its normal operation, the goods or rights of the Consorcio de Compensación de Seguros or, in general of any third party.
Users are bound, when using this website, as well as for the provision of the services, including, but not limited to, the following:
  • In the case of using forms, providing true information.
  • To suitably safeguard any access codes to the private area that could be provided by the Consorcio de Compensación de Seguros, undertaking to not allow their use by third parties, assuming the responsibility for the damages that could be derived from an incorrect use of them. Likewise, users undertake to inform the Consorcio de Compensación de Seguros, as soon as possible, of the loss or theft of the codes, as well as any access risk to the information access system by a third party.
  • To not use false identities, or impersonate the identity of others when using the website, including the use, if applicable, of passwords or access codes belonging to third parties or in any other way.

Exclusions from guarantees and liability

Access to the website may occasionally be suspended or restricted to allow repairs, maintenance work or the introduction of new installations or services. Consorcio de Compensación de Seguros will invest a reasonable effort to limit the frequency and length of this suspension or restriction.

The Internet connection that is necessary to access the service, is under no circumstances supplied by the Consorcio de Compensación de Seguros. Users are informed that data communications using open networks are not secure and that it is the user's responsibility to adopt all the suitable technical means to reasonably control the risks and avoid any possible damage to their equipment, loss of data and theft of confidential information. For this purpose, users must have up-to-date malware detection systems, as well as keeping the security patches for the corresponding browsers used up-to-date. For further information, please consult your Internet Access Service Provider.

Consorcio de Compensación de Seguros is not responsible for the damages that could be derived from, including but not limited to: (i) Inferences, omissions, interruptions, computer viruses, breakdowns and/or disconnections in the operation of this electronic system or in the user's apparatus or computing equipment, caused by reasons not attributable to Consorcio de Compensación de Seguros, which prevent or delay the provision of the services or the browsing of the system; (ii) Delays or blockage of the use caused by deficiencies or overloads of internet or on other electronic systems; (iii) elements that may be caused by third parties by way of interferences not attributable to Consorcio de Compensación de Seguros; (iv) Regarding the impossibility of providing the service or allowing access due to causes not attributable to Consorcio de Compensación de Seguros, whether they are due to users, to third parties or to cases of Force Majeure.

The links contained on this website may direct users to third party websites. Consorcio de Compensación de Seguros does not assume any responsibility derived from the connection, contents, information or services that could appear on the aforementioned sites, which will exclusively be of an informative nature, and that under no circumstances is any relation implied between Consorcio de Compensación de Seguros and the owners, be they people or entities, of these contents or owners of the sites where they are found.

Consorcio de Compensación de Seguros does not accept any legal responsibility for damages or detrimental consequences for users derived from the access and use of the data and other contents on the website.

The use of any part of the website in a fraudulent or illegal manner or that is detrimental for us or for third parties, will authorise us to take the relevant legal actions.

Applicable legislation and jurisdiction

The terms and conditions that govern this website and all the relations that could be derived from it are safeguarded by Spanish jurisdiction. For any litigious question derived from the existence, access, use or contents of the website, both users and  Consorcio de Compensación de Seguros, (with express waiver of any other law that could correspond to them) will be subjected to the jurisdiction and exclusive competence of the Courts and Tribunals of Madrid.