Nº 5October 2016
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In this issue...
  • Editorial

    Editorial

    Editorial

    In this autumn 2016 issue of the Consorseguros Digital magazine, our intention is once again to examine the intersection between natural risk knowledge, its management and the management of the financial consequences of such risks from the perspective of an insurance institution.

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  • Planning for Loss or Complexity?  New Zealand´s Earthquake Commission - The Story So Far

    Planning for Loss or Complexity? New Zealand´s Earthquake Commission - The Story So Far

    In depth

    The New Zealand Earthquake Commission (EQC), the New Zealand public scheme to provide insurance cover against geological hazards, working in close cooperation with the private sector, had to face between 2010 and 2011 one of the biggest challenges for a catastrophe scheme: the Canterbury earthquake sequence.

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  • OECD Conference on the Financial Management of Flood Risk

    OECD Conference on the Financial Management of Flood Risk

    Contributions

    In May 2016 the Conference on the financial management of flood risk was held at OECD's headquarters in Paris, with the attendance of world leading experts and actors in this field.

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  • Foreign business risk coverage for spanish companies

    Foreign business risk coverage for spanish companies

    Contributions

    The importance of the foreign sector for economies is capital, as it is a powerful driving force of growth and employment. As in the rest of the most advanced countries, the coverage by the Spanish State of the risks inherent to the operations of Spanish companies outside of Spain constitutes an essential instrument of trade policy.

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  • Past, present and future of flood management in the Ebro River Basin

    Past, present and future of flood management in the Ebro River Basin

    Contributions

    This article describes the time evolution of flooding events monitoring and control in the Ebro River Basin (NE Spain) and how the current Automatic Hydrological Information System and Decision-Making Assistance System allow for reservoir manoeuvres reducing flood risk significantly.

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  • Recent World Bank publications on disaster risk finance

    Recent World Bank publications on disaster risk finance

    Reviews

    Two papers are presented here from The Policy Research Working Papers series, prepared in the framework of the Disaster Risk Financing and Insurance Program (DRFIP) of the World Bank Group - Finance and Markets Global Practice Group and published in June 2016. The aim of this working group is to encourage an exchange of ideas on economic development issues.

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  • Best´s special report

    Best´s special report

    Reviews

    Review of a report of the rating agency A.M. Best on the different options in Europe for catastrophic risks insurance and how each of them tries to solve the various problems arising to this kind of insurance.

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  • Legal consequences derived from non-payment by the policyholder of the first premium or single premium

    Legal consequences derived from non-payment by the policyholder of the first premium or single premium

    Reviews

    The judgement which we are commenting upon analyses a case of the right of recourse exercised by the Consorcio de Compensación de Seguros (CCS) against an insurance company, on account of a payment made by the former in a situation of controversy foreseen in article 11.1 d) of the Motor Vehicle Civil Liability and Insurance Act (LRCSCVM).

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  • Novelties in the extraordinary risk insurance and the compulsory third-party automobile insurance

    Novelties in the extraordinary risk insurance and the compulsory third-party automobile insurance

    News

    A number of important new developments have entered into effect starting on 1 July 2016, with respect to the legislation regulating the activity of the Consorcio de Compensación de Seguros (CCS), which significantly benefit all of the insured who take out automobile insurance policies, regardless of the greater or lesser degree of the coverage they decide to contract.

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