Nº 8Spring 2018
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In this issue...
  • Editorial

    Editorial

    Editorial

    This issue makes a quite extensive examination of questions associated with automobile insurance. Dr Carlos Represas signs an article on the assessment of bodily harm in road accidents, and Juan Luis de Miguel, Deputy Director of Centro Zaragoza, explains the pioneering activity of this centre on the cutting edge of the research on subjects relating to vehicles and their insurance.

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  • The importance of data in disaster risk reduction

    The importance of data in disaster risk reduction

    In depth

    In the risk assessments to be used as the basis for the establishment of Risk Reduction policies, it is essential to have our data sources well controlled and to be aware of their limitations and the possibilities of manipulation.

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  • Medico-legal prognosis in traffic accidents. Current status and new demands (Solvency II, Act 35/2015)

    Medico-legal prognosis in traffic accidents. Current status and new demands (Solvency II, Act 35/2015)

    Contributions

    In this article our intention is to initiate our readers in a language which will become increasingly more visible and necessary in the insurance world, particularly in the scope of motor vehicle claims.

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  • Centro Zaragoza: brief history of a research centre serving Spain's insurance sector

    Centro Zaragoza: brief history of a research centre serving Spain's insurance sector

    Contributions

    At the end of the last century?s 80s a small group of senior executives working for various insurers, including the Consorcio de Compensación de Seguros, decided to create a shared research centre with the intention of finding out more about motor vehicles.

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  • Flood Re: Making affordable home insurance available to those at flood risk in the UK

    Flood Re: Making affordable home insurance available to those at flood risk in the UK

    Contributions

    Flooding is a major issue in the UK, with around one in six properties at risk of flooding from coastal, river and surface water.

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  • Managing flooding in Coastal Galicia

    Managing flooding in Coastal Galicia

    Contributions

    This article analyses the line of work being carried out to reduce the negative effects caused by flooding since the coming into effect of the Floods Directive and with a focus on the Coastal Galicia Hydrographical District (DHGC for the Spanish).

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  • Seminars within the National Plan for Adaptation to Climate Change: impacts and adaptation in relation to climate change within the insurance industry

    Seminars within the National Plan for Adaptation to Climate Change: impacts and adaptation in relation to climate change within the insurance industry

    Reviews

    The effects of climate change are already plain to see, and current models envisage major changes in the climate scenario which translate into new climate-related risks.

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  • Drones: 2018-2021 strategy plan, civil liability and insurance

    Drones: 2018-2021 strategy plan, civil liability and insurance

    Reviews

    The ongoing technological development and likely increasing establishment of remotely piloted aircraft in the various different economic sectors alluded to in the 2018-2021 Strategy Plan will come to represent a new field of activity for the insurance industry.

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  • Non-payment of subsequent premiums and their effects

    Non-payment of subsequent premiums and their effects

    Reviews

    Although, in principle, all appears to be quite clear, actual experience has shown us that we are looking at one of the most controversial articles of the LCS, due basically to the different interpretations given by our case law.

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  • The CCS and its international presence

    The CCS and its international presence

    News

    The international activities of the Consorcio de Compensación de Seguros have steadily increased, especially in the past fifteen years, to the point where it currently has an active and well-established presence abroad.

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  • The new rate for extraordinary risks with the Consorcio de Compensación de Seguros from 01/07/2018

    The new rate for extraordinary risks with the Consorcio de Compensación de Seguros from 01/07/2018

    News

    The General-Directorate for Insurance and Pension Funds has approved, by means of Resolution of 28 March 2018, a new rate for the Extraordinary Risks' cover, implying a significant reduction of surcharges. This article explains the grounds of the said modification.

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  • Buildings demolished and for which the Consorcio de Compensación de Seguros paid compensations after the 2011 Lorca Earthquake

    Buildings demolished and for which the Consorcio de Compensación de Seguros paid compensations after the 2011 Lorca Earthquake

    News

    The Consorcio de Compensación de Seguros received more than 32,000 claims for compensation from the insured affected by the earthquake. Taken overall, the amount of compensation paid by the Consorcio totalled 485 million euros.

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